CritterCost

Most Expensive Dogs to Insure (2026): Full Premium Ranking

Every dog breed we cover, ranked by assembled adult accident-and-illness premium, most expensive first. Breeds with documented health predispositions and larger size carry the highest insurance loadings.

#BreedAdult / monthAdult / year
1Dogue de Bordeaux$131–$244/mo$1,568–$2,927
2Mastiff$127–$237/mo$1,524–$2,845
3Irish Wolfhound$127–$237/mo$1,524–$2,845
4Leonberger$123–$230/mo$1,481–$2,764
5Great Dane$120–$224/mo$1,437–$2,683
6Saint Bernard$120–$224/mo$1,437–$2,683
7Newfoundland$113–$210/mo$1,350–$2,520
8Bloodhound$113–$210/mo$1,350–$2,520
9Greater Swiss Mountain Dog$113–$210/mo$1,350–$2,520
10Bullmastiff$113–$210/mo$1,350–$2,520
11Great Pyrenees$105–$197/mo$1,263–$2,358
12Boerboel$105–$197/mo$1,263–$2,358
13Bernese Mountain Dog$98–$184/mo$1,180–$2,203
14Bouvier des Flandres$98–$183/mo$1,176–$2,195
15Boxer$93–$173/mo$1,113–$2,077
16Doberman Pinscher$90–$168/mo$1,079–$2,014
17Chow Chow$90–$168/mo$1,079–$2,014
18Flat-Coated Retriever$90–$168/mo$1,079–$2,014
19German Shepherd$87–$163/mo$1,045–$1,951
20Rottweiler$87–$163/mo$1,045–$1,951
21Anatolian Shepherd Dog$87–$163/mo$1,045–$1,951
22Dogo Argentino$87–$163/mo$1,045–$1,951
23Bulldog$87–$162/mo$1,040–$1,941
24Cane Corso$82–$152/mo$978–$1,825
25Akita$82–$152/mo$978–$1,825
26Old English Sheepdog$79–$147/mo$944–$1,762
27Chinese Shar-Pei$77–$144/mo$927–$1,731
28Labrador Retriever$76–$142/mo$910–$1,699
29Golden Retriever$76–$142/mo$910–$1,699
30Dalmatian$76–$142/mo$910–$1,699
31Giant Schnauzer$76–$142/mo$910–$1,699
32Weimaraner$76–$142/mo$910–$1,699
33Bull Terrier$76–$142/mo$910–$1,699
34American Staffordshire Terrier$76–$142/mo$910–$1,699
35Soft Coated Wheaten Terrier$68–$127/mo$815–$1,521
36French Bulldog$68–$126/mo$812–$1,516
37Poodle$67–$126/mo$809–$1,511
38German Shorthaired Pointer$67–$126/mo$809–$1,511
39Collie$67–$126/mo$809–$1,511
40Rhodesian Ridgeback$67–$126/mo$809–$1,511
41Chesapeake Bay Retriever$67–$126/mo$809–$1,511
42Irish Setter$67–$126/mo$809–$1,511
43Alaskan Malamute$67–$126/mo$809–$1,511
44English Setter$67–$126/mo$809–$1,511
45Borzoi$67–$126/mo$809–$1,511
46Beauceron$67–$126/mo$809–$1,511
47Gordon Setter$67–$126/mo$809–$1,511
48Pointer$67–$126/mo$809–$1,511
49Goldendoodle$67–$126/mo$809–$1,511
50Labradoodle$67–$126/mo$809–$1,511
51Bernedoodle$67–$126/mo$809–$1,511
52Aussiedoodle$67–$126/mo$809–$1,511
53Pug$66–$123/mo$788–$1,471
54Basset Hound$66–$122/mo$787–$1,469
55Cavalier King Charles Spaniel$64–$119/mo$764–$1,427
56Australian Shepherd$63–$118/mo$759–$1,416
57Samoyed$63–$118/mo$759–$1,416
58Nova Scotia Duck Tolling Retriever$63–$118/mo$759–$1,416
59Airedale Terrier$63–$118/mo$759–$1,416
60Dachshund$58–$108/mo$693–$1,293
61Border Collie$56–$105/mo$674–$1,259
62English Springer Spaniel$56–$105/mo$674–$1,259
63Miniature American Shepherd$56–$105/mo$674–$1,259
64Siberian Husky$56–$105/mo$674–$1,259
65Belgian Malinois$56–$105/mo$674–$1,259
66English Cocker Spaniel$56–$105/mo$674–$1,259
67Vizsla$56–$105/mo$674–$1,259
68Portuguese Water Dog$56–$105/mo$674–$1,259
69German Wirehaired Pointer$56–$105/mo$674–$1,259
70Staffordshire Bull Terrier$56–$105/mo$674–$1,259
71Boykin Spaniel$56–$105/mo$674–$1,259
72Cardigan Welsh Corgi$56–$105/mo$674–$1,259
73Lagotto Romagnolo$56–$105/mo$674–$1,259
74Keeshond$56–$105/mo$674–$1,259
75Pekingese$56–$105/mo$674–$1,259
76Basenji$56–$105/mo$674–$1,259
77Standard Schnauzer$56–$105/mo$674–$1,259
78Miniature Bull Terrier$56–$105/mo$674–$1,259
79Pomsky$56–$105/mo$674–$1,259
80Boston Terrier$56–$104/mo$669–$1,248
81Shih Tzu$54–$100/mo$645–$1,204
82Scottish Terrier$54–$100/mo$645–$1,204
83Cavapoo$54–$100/mo$645–$1,204
84Brussels Griffon$53–$98/mo$632–$1,180
85Beagle$48–$89/mo$573–$1,070
86Pembroke Welsh Corgi$48–$89/mo$573–$1,070
87Miniature Schnauzer$48–$89/mo$573–$1,070
88Shetland Sheepdog$48–$89/mo$573–$1,070
89Cocker Spaniel$48–$89/mo$573–$1,070
90Shiba Inu$48–$89/mo$573–$1,070
91West Highland White Terrier$48–$89/mo$573–$1,070
92Bichon Frise$48–$89/mo$573–$1,070
93Russell Terrier$48–$89/mo$573–$1,070
94Cairn Terrier$48–$89/mo$573–$1,070
95Lhasa Apso$48–$89/mo$573–$1,070
96Wire Fox Terrier$48–$89/mo$573–$1,070
97American Hairless Terrier$48–$89/mo$573–$1,070
98Norwich Terrier$48–$89/mo$573–$1,070
99Schipperke$48–$89/mo$573–$1,070
100Cockapoo$48–$89/mo$573–$1,070
101Maltipoo$48–$89/mo$573–$1,070
102Brittany$47–$87/mo$562–$1,049
103Australian Cattle Dog$47–$87/mo$562–$1,049
104Whippet$47–$87/mo$562–$1,049
105Wirehaired Pointing Griffon$47–$87/mo$562–$1,049
106Yorkshire Terrier$42–$79/mo$506–$944
107Pomeranian$42–$79/mo$506–$944
108Chihuahua$42–$79/mo$506–$944
109Maltese$42–$79/mo$506–$944
110Papillon$42–$79/mo$506–$944
111Italian Greyhound$42–$79/mo$506–$944
112Miniature Pinscher$42–$79/mo$506–$944
113Chinese Crested$42–$79/mo$506–$944
114Biewer Terrier$42–$79/mo$506–$944
115Japanese Chin$42–$79/mo$506–$944
116Toy Fox Terrier$42–$79/mo$506–$944
117Coton de Tulear$40–$74/mo$478–$892
118Rat Terrier$40–$74/mo$478–$892
119Border Terrier$40–$74/mo$478–$892
120Havanese$35–$66/mo$421–$787

Ranked by typical adult premium from breed_costs.insurance (national average × size × breed risk loading). Figures are assembled ranges, not quotes. Open a breed for its full breakdown and sources.

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Figures assembled July 20, 2026. Baselines: AVMA 2025 · NAPHIA 2024 · AMA 2025. These are assembled estimates, not measured costs. See how we build them.